Cost shifting is something to watch out for...

An insurance company has recently been running a television commercial in which it notes that saving money is now a very popular topic of conversation. One incidental character in the commercial tells a friend that since he stopped buying lunch each day and started bringing lunch from home, he is putting fifty dollars each week in his pocket. I very much doubt that to be the case unless the fellow in the commercial was spending more than ten dollars each day on his lunch. There is a big difference between eliminating a cost and shifting a cost The Myth That Making Your Own Lunch Saves Hundreds Of Dollars

More taxes for all!

The so-called Bush tax cuts are scheduled to expire at the end of the year. Although some of the cuts retain bipartisan support in Congress and may yet be extended, as of now, Washington has some severe changes in store for you and your family. How the Expiring Bush Tax Cuts Affect You